Who says we don't need insurance reform

It's dental insurance, but it still falls into the same vein.

Two months ago, I had a root canal done. The dentist ran my insurance, and gave me a price to pay based on the amount Delta Dental normally pays for root canals. So up front, I paid $190 out of my pocket and got the work done.

Today I come home to a nice fat $110 bill from my dentist. I called them, and was informed that the insurance only paid a portion of what they normally pay, and I will have to pay the amount in full before further work can be done. I was also informed that the estimated amount was done as a courtesy, and it isn't always accurate, just based on past trends from whatever insurance company a person has.

I was supposed to go tomorrow to have a temporary filling removed, and two more done. My estimated portion out of pocket for this was $70. I'm not going now. I don't want to be hit with yet another bill two months down the road because the insurance I pay for decided they don't want to pay for me to get my dental work done. This is exactly the issue for most Americans who aren't in the top tier tax brackets. The conservatives keep telling us insurance is fine, grow up and get a job to pay for it, etc etc. I don't have an extra $180 to go get some fillings done, then come up with MORE money later in the year to pay for it AGAIN because the insurance decided they aren't going to pay what they normally do.

Something needs to be done. There's a reason the people in this country are obese, unhealthy, dying, and have bad teeth. It's all the fault of huge insurance companies deciding our fates. We're not all Sean Hannity or Rush Limbaugh. I don't own multiple houses, jets, cars, etc. I'm a working student with little extra money.

Sorry, teeth. You're all doomed.